Schenck Price Smith & King, LLP

Frank M. Coscia

Office Phone: 201.225.2722
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Practice Areas

  • Auto / Fleet
  • General Liability
  • Other Areas
Frank Coscia’s background as a Property and Casualty, Life and Health Insurance Producer licensed by the State of New Jersey, Department of Banking and Insurance, for the past 30 years, affords him considerable insight in his representation of insurance carriers, their insureds, third-party administrators, producers and other licensees, on a wide array of issues involving insurance defense, coverage and regulatory matters. Further, as a former Chair and current Member of the Executive Committee of the Insurance Law Section of the New Jersey State Bar Association, Frank regularly has the opportunity to interact with legislative and regulatory policymakers with regard to a variety of insurance issues.

In addition to serving as a life member of two volunteer ambulance services in the State of New Jersey, Frank is also a former law enforcement officer and counsel to the Passaic County Branch of the New Jersey Society for the Prevention of Cruelty to Animals. Since 2006, Frank has served as defense counsel of North Haledon Police Department’s Policemen’s Benevolent Association (PBA).

As a former State of New Jersey certified medical emergency medical technician and counsel to volunteer emergency ambulance services, Frank has acquired substantial emergency management training, which provides clients with essential and specialized skills necessary to evaluate the issues involved in most disasters/crises and to marshal the resources needed to control the situation and to otherwise minimize the impact of the disaster/crisis.

Frank serves as Treasurer of the New Jersey Automobile Insurance Risk Exchange. Frank, a member of the Board of Directors of the Exchange since 2000, also serves as Chair of its Finance and Investment Committee.


  • Seton Hall University School of Law, J.D., 1985
  • Seton Hall University, B.A., Political Science, magna cum laude, 1982

Bar Admissions

  • New Jersey, 1985
  • United States District Court of New Jersey, 1985

Awards And Honors

  • Included on the list of "Bergen County's Top Lawyers" in 2020 and 2021 by Bergen Magazine, in the category of Insurance*
  • Judicial clerkship with the Honorable Arthur L. Troast of the Superior Court of New Jersey, Law Division, Bergen County
  • Licensed New Jersey Property and Casualty, Life and Health Insurance Producer


  • Commercial Litigation
  • Government Law
  • Insurance Defense
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