Certified Structured Settlement Consultant with 25+ years of Casualty Claims / Structured Settlement experience. I work with injured parties and their families to help preserve their settlement funds from liability claims, New York Labor Law claims, medical malpractice, worker's compensation and catastrophic injury claims. For worker's compensation claims, Ray assists with obtaining rated ages and providing quote illustrations on Medicare set asides/life care plans. I am appointed throughout the country with all of the major A, A+, A++ structured settlement companies. (American General, Liberty Mutual, Prudential, Pacific Life, Metropolitan Life, Mutual of Omaha, Berkshire Hathaway, New York Life and USAA Life Insurance Company).

My expertise is developing customized structured settlement plans. I assist with case evaluation, negotiations, attend mediations and settlement conferences on automobile, general liability, New York Labor Law, commercial, medical malpractice and workers’ compensation claims. I have 25 years experience in resolving personal injury claims. I develop comprehensive structured settlement plans to each individual case. I work as an advocate to the settlement process with the injured party and their family members, their financial advisers, claim representative, risk managers, plaintiff and defense attorneys. I assist with analyzing future financial needs, lost wage projections, life care plans and vocational reports and provide a structured settlement solution. I provide training and educate clients in the use of structured settlements in negotiations as well as conduct seminars on settling liability and workers’ compensation claims using Medicare Set-Aside Allocations. I show attorneys the tremendous financial and tax deferral benefits of structuring their attorney contingency fees. I also work with the injured party's family members, financial advisers, attorneys and accountants through a team approach to ensure that the injured party’s financial needs are met.